If you are buying a house remember to keep your credit in check. Meaning no major purchases during the transaction. The lender will qualify you based on your income to debt ratio. A major purchase can throw that number off and put the transaction at risk. They pull your credit in the beginning to get you pre-approved but then again when the loan funds at the very end of escrow. You might think that you are safe after you get pre-approved but it is better to put any purchases on hold until after escrow closes.
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